State Examples – Insurance

States require different levels of insurance coverage for private investigators.

In addition to specific background and experience requirements, several states have specific insurance requirements for obtaining a private investigator’s license. South Carolina and California, for example, require private investigator’s to obtain $10,000 surety bond in order to work as a private investigator. Florida, on the other hand, requires private investigator’s to have $300,000 in liability insurance. In addition, the insurance must be through a Florida state approved agency. In Minnesota, the private investigator must carry liability insurance, a surety bond, or a letter of credit from a financial institution in an unspecified amount. Some states, such as Indiana, have no requirements for insurance or bonding.




 

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